Risk Sleuth
BNY · 10-K filed 25 Feb 2026 · year to 31 Dec 2025

BNY Mellon

9 named things its latest annual report says its results depend on, each in the company's own words. 6 of them are also named by other companies we've read.

Competitors

Financial technology firms

competes withnamed as a risk
Our competitive position may be affected by institutions that are not similarly subject to extensive regulation, such as financial technology firms, and as further technological advances enable more companies, such as financial technology firms, to provide financial services.Business (Item 1)

Places

Asia-Pacific

operates in · approximately 18,000 employees
At Dec. 31, 2025, approximately 60% of our total employees (full-time and part-time employees) were based outside the U.S., with approximately 10,100 employees in Europe, the Middle East and Africa (“EMEA”), approximately 18,000 employees in the Asia-Pacific region (“APAC”) and approximately 700 employees in other global locations, primarily Brazil.Business (Item 1)

Also named by AIG, AVY, BLK, CCK, CL, COHR, DCI, EEFT and 17 more

Europe, the Middle East and Africa (EMEA)

operates in · approximately 10,100 employees
At Dec. 31, 2025, approximately 60% of our total employees (full-time and part-time employees) were based outside the U.S., with approximately 10,100 employees in Europe, the Middle East and Africa (“EMEA”), approximately 18,000 employees in the Asia-Pacific region (“APAC”) and approximately 700 employees in other global locations, primarily Brazil.Business (Item 1)

Also named by BLK, SHOP

Belgium

operates in
BNY SA/NV has its principal office in Brussels and branches in Amsterdam, the Netherlands; Copenhagen, Denmark; Dublin, Ireland; Frankfurt, Germany; the City of Luxembourg, Luxembourg; Madrid, Spain; Milan, Italy; Paris, France; and Wroclaw, Poland.Business (Item 1)

Also named by COO, EL, HROW, LBTYA

Regulators

Federal Deposit Insurance Corporation

subject to
The deposits of our U.S. banking subsidiaries are insured by the Federal Deposit Insurance Corporation to the extent provided by law.Business (Item 1)

Also named by AFRM, BAC, CASH, CFG, CFR, COF, FCFS, FCNCA and 27 more

European Central Bank

subject to
It is authorized and regulated as a credit institution by the European Central Bank and the National Bank of Belgium under the Single Supervisory Mechanism and is also supervised by the Belgian Financial Services and Markets Authority for conduct of business rules.Business (Item 1)

Also named by GS, JPM, NTRS, PYPL, STT, V

Board of Governors of the Federal Reserve System

subject to
BNY’s banking subsidiaries outside the United States are subject to regulation by non-U.S. regulatory authorities in addition to the Board of Governors of the Federal Reserve System (the “Federal Reserve”).Business (Item 1)

Also named by GS

National Bank of Belgium

subject to
It is authorized and regulated as a credit institution by the European Central Bank and the National Bank of Belgium under the Single Supervisory Mechanism and is also supervised by the Belgian Financial Services and Markets Authority for conduct of business rules.Business (Item 1)

Belgian Financial Services and Markets Authority

subject to
It is authorized and regulated as a credit institution by the European Central Bank and the National Bank of Belgium under the Single Supervisory Mechanism and is also supervised by the Belgian Financial Services and Markets Authority for conduct of business rules.Business (Item 1)