Adobe
22 named things its latest annual report says its results depend on, each in the company's own words. 17 of them are also named by other companies we've read.
Customers
Government entities
earns fromnamed as a riskWe provide solutions, directly and indirectly, to a variety of domestic and foreign government entities, which introduces certain risks and challenges not present in private commercial agreements, including varying governmental budgeting processes; changes in governmental administrations and policies; fluctuations due to government spending cuts and shutdowns; and highly competitive and lengthy bidding process that may be subject to political influence.Risk factors (Item 1A)
Suppliers
Third-party hosting and content delivery providers
depends onnamed as a riskIf any critical third-party service provider of hosting or content delivery services is negatively affected or becomes unavailable to us for any reason, we may not be able to deliver the corresponding solutions to our customers and users.Risk factors (Item 1A)
Partners and platforms
Third-party AI models
depends onnamed as a riskOther companies have in the past, and may in the future prevent, limit or interfere with our ability to use third-party models in our solutions.Risk factors (Item 1A)
Third-party distribution platforms (app stores)
depends onnamed as a riskWe rely on third-party distribution platforms and are subject to changes in pricing structure, terms of service, privacy practices and other policies at the discretion of the platform provider.Risk factors (Item 1A)
Places
San Francisco Bay Area
concentrated innamed as a riskOur corporate headquarters, significant research and development activity, certain of our data centers and other critical business operations are in the San Francisco Bay Area and the Salt Lake Valley Area, both of which are near major earthquake faults.Risk factors (Item 1A)
Salt Lake Valley Area
concentrated innamed as a riskOur corporate headquarters, significant research and development activity, certain of our data centers and other critical business operations are in the San Francisco Bay Area and the Salt Lake Valley Area, both of which are near major earthquake faults.Risk factors (Item 1A)
Hazards
Earthquake
concentrated innamed as a riskOur corporate headquarters, significant research and development activity, certain of our data centers and other critical business operations are in the San Francisco Bay Area and the Salt Lake Valley Area, both of which are near major earthquake faults.Risk factors (Item 1A)
Also named by A, AEE, ARE, ARES, BLK, CDNA, CRC, DOCU and 11 more
Software piracy
named as a riskFor instance, we actively combat software piracy, but we continue to lose revenue due to illegal use of our software.Risk factors (Item 1A)
Commodities and inputs
Euro
exposed to its price · € 3,430named as a riskOur significant foreign currency revenue exposures for fiscal 2025, 2024 and 2023 were as follows:Market risk (Item 7A)
Also named by ABBV, ABNB, ABT, ADI, AME, AMG, AMGN, AMP and 186 more
Canadian Dollar
exposed to its price · $ 743named as a riskOur significant foreign currency revenue exposures for fiscal 2025, 2024 and 2023 were as follows:Market risk (Item 7A)
Also named by ABBV, AMG, AYI, BBY, BWXT, CBRE, CDRE, CDW and 67 more
British Pound
exposed to its price · £ 942named as a riskOur significant foreign currency revenue exposures for fiscal 2025, 2024 and 2023 were as follows:Market risk (Item 7A)
Also named by ABBV, AJG, AME, AMP, APA, BF/B, BRO, CACI and 39 more
Japanese Yen
exposed to its price · ¥ 163,826named as a riskOur significant foreign currency revenue exposures for fiscal 2025, 2024 and 2023 were as follows:Market risk (Item 7A)
Also named by ABBV, ABT, ACN, ALK, AMAT, AMKR, BMY, COO and 24 more
Secured Overnight Financing Rate (SOFR)
exposed to its price · $2.70 billionnamed as a riskAccordingly, our exposure to fluctuations in market interest rates is on the hedged fixed-rate debt of $2.70 billion.Market risk (Item 7A)
Also named by ABR, AGM, AMG, ARCC, BCSF, BRO, CAT, CGBD and 21 more
Australian Dollar
exposed to its price · $ 1,136named as a riskOur significant foreign currency revenue exposures for fiscal 2025, 2024 and 2023 were as follows:Market risk (Item 7A)
Also named by BEN, BF/B, BTU, CSGP, EEFT, EZPW, GPC, HRB and 13 more
Indian Rupee
exposed to its price · $668 million in Indian Rupeesnamed as a riskWe may use foreign exchange purchased forward contracts or option contracts to hedge foreign currency revenue denominated in Euros, Japanese Yen, British Pounds, Australian Dollars and Canadian Dollars, or foreign currency expenses in Indian Rupees.Market risk (Item 7A)
Also named by ACN, AJG, AVY, BEN, CIEN, CTSH, EEFT, FDS and 11 more
Laws and programs
General Data Protection Regulation (GDPR)
subject tonamed as a riskAdditionally, the General Data Protection Regulation in the European Economic Area and the United Kingdom continues to be interpreted by European and UK courts in novel ways leading to shifting requirements, country-specific differences in application and uncertain enforcement priorities.Risk factors (Item 1A)
Also named by A, AB, ABNB, ADP, AGX, AIOT, AJG, AVAV and 100 more
U.S. Foreign Corrupt Practices Act
subject tonamed as a riskFurther, we are subject to the U.S. Foreign Corrupt Practices Act and other anti-corruption and anti-bribery laws, which may conflict with local customs and practices in other foreign countries, particularly those with developing economies where it is common to engage in practices that would be prohibited under such laws.Risk factors (Item 1A)
Also named by A, ADP, AIR, AJG, ALB, AME, AMZN, AOS and 112 more
EU AI Act
subject tonamed as a riskSome of our operations are subject to the EU AI Act and depending on how the EU AI Act is implemented and interpreted, we may have to adapt our business practices, contractual arrangements and services to comply with such obligations.Risk factors (Item 1A)
Also named by ACN, AMD, AXON, CGNX, CRM, CRWD, CTSH, DOCN and 36 more
EU-U.S. Data Privacy Framework
depends onnamed as a riskThe mechanisms that we and many other companies rely upon for European data transfers (for example, Standard Contractual Clauses and the EU - US Data Privacy Framework) are the subject of legal challenge, regulatory interpretation and judicial decisions by the Court of Justice of the European Union.Risk factors (Item 1A)
Also named by APP, CRM, CRWD, DDOG, DOCN, GTLB, IDXX, INTU and 12 more
EU Digital Services Act
subject tonamed as a riskWe may be subject to certain aspects of the EU’s Digital Services Act, which imposes additional legal requirements on certain types of digital service providers, including online platforms and content sharing sites.Risk factors (Item 1A)
Also named by ABNB, BKNG, CSGP, DASH, EBAY, ETSY, GDDY, GOOG and 8 more
EU Data Act
subject tonamed as a riskThere may be certain aspects of the EU’s Data Act that could apply to certain types of cloud services providers and require them to facilitate data portability (e.g., switching between services), as well as certain requirements concerning cross border international transfers of, and governmental access to, non-personal information outside of the European Economic Area.Risk factors (Item 1A)
Also named by CSGP, DDOG, IOT, KVYO, MSFT, NET, NOW, PLTR and 6 more
U.S. DOJ Rule on Preventing Access to U.S. Sensitive Personal Data by Countries of Concern
subject tonamed as a riskFurther, the U.S. Department of Justice issued a rule entitled Preventing Access to U.S. Sensitive Personal Data and Government-Related Data by Countries of Concern or Covered Persons, which placed additional restriction on certain data transactions involving countries of concern and covered individuals that may impact certain business activities, and has impacted the transfer of data in connection with certain transactions.Risk factors (Item 1A)