Polaris (PII): what its 10-K says it depends on

Suppliers

Boat engine manufacturer (long-term supply contract)

depends on

We have a long-term supply contract with a boat engine manufacturer, which requires a certain volume of total engine purchases, and includes favorable pricing, as well as various growth and volume incentives.Business (Item 1)

Partners and platforms

Wells Fargo Bank, N.A. (Polaris Acceptance)

depends onnamed as a risk

A majority of our sales of ORVs, snowmobiles, motorcycles, boats, and related PG&A are financed under these arrangements whereby we receive payment within a few days of shipment of our product.Business (Item 1)

Also named by DDS, WFC

Huntington Bancshares Incorporated

depends onnamed as a risk

In addition, we have current and prior financial services arrangements with subsidiaries of Wells Fargo Bank, N.A. and a subsidiary of Huntington Bancshares Incorporated that require us to repurchase products financed and repossessed pursuant to the terms of such arrangements and subject to certain limitations.Risk factors (Item 1A)

Other companies

Indian Motorcycle divestiture

named as a risk

The anticipated benefits and cost savings of the separation of Indian Motorcycle may not be realized fully or at all, may take longer than expected, and may require more non-recurring costs and expenditures to realize than expected.Risk factors (Item 1A)

Places

North America

concentrated in · approximately 2,400 independent dealers

Our products are sold through a network of approximately 2,400 independent dealers in North America.Business (Item 1)

Also named by ALSN, AOS, BMI, CAG, CAT, CHRW, CLS, CPB and 19 more

Mexico

operates innamed as a risk

A portion of our annual sales originate from products manufactured in our facilities in Mexico, and we sell our products globally.Risk factors (Item 1A)

Also named by AAP, AME, AMRC, ANET, AOS, ARES, AYI, AZO and 83 more

China

operates innamed as a risk

Furthermore, we continue to evaluate our manufacturing footprint in light of tariffs imposed by the current presidential administration and have shifted, and intend to continue shifting, our Chinese manufacturing to other facilities in response to such tariffs.Risk factors (Item 1A)

Also named by A, AA, AAOI, AAP, AAPL, AB, ADI, AEHR and 261 more

Hazards

Lack of snowfall

named as a risk

For example, lack of snowfall during winter has in the past, and may in the future, materially adversely affect snowmobile sales; excessive rain (including as a result of hurricanes or other extreme storm events) may materially adversely affect sales of off-road vehicles and boats during rainy seasons in various geographies; a lack of rain in certain areas may limit boat usage and may materially adversely affect sales of boats; and wild fires may damage areas where our customers ride our off-road vehicles.Risk factors (Item 1A)

Commodities and inputs

Canadian dollar

exposed to its price · approximately $41 millionnamed as a risk

All other things being equal, at current annual volumes, a hypothetical 10 percent fluctuation of the U.S. dollar compared to the Euro impacts annual operating income by approximately $17 million and a hypothetical 10 percent fluctuation of the U.S. dollar compared to the Canadian Dollar impacts annual operating income by approximately $41 million.Market risk (Item 7A)

Also named by ABBV, ADBE, AMG, AYI, BBY, BWXT, CBRE, CDRE and 67 more

Euro

exposed to its price · approximately $17 millionnamed as a risk

All other things being equal, at current annual volumes, a hypothetical 10 percent fluctuation of the U.S. dollar compared to the Euro impacts annual operating income by approximately $17 million and a hypothetical 10 percent fluctuation of the U.S. dollar compared to the Canadian Dollar impacts annual operating income by approximately $41 million.Market risk (Item 7A)

Also named by ABBV, ABNB, ABT, ADBE, ADI, AME, AMG, AMGN and 186 more

Mexican peso

exposed to its price · $55.6named as a risk

The changing relationships of the United States dollar to the Canadian dollar, Australian dollar, the Euro, the Swiss franc, the Mexican peso, and certain other foreign currencies have from time to time had a negative impact on our results of operations.Risk factors (Item 1A)

Also named by AYI, AZO, BAX, CCK, CDRE, CP, DCH, EZPW and 14 more