Risk Sleuth
TJX · 10-K filed 31 Mar 2026 · year to 31 Jan 2026

TJX Companies

31 named things its latest annual report says its results depend on, each in the company's own words. 27 of them are also named by other companies we've read.

Read the filing on SEC.gov ↗

Suppliers

Third-party distribution and fulfillment centers

depends on
We ship substantially all of our merchandise to our stores through a network of distribution centers, fulfillment centers and warehouses as well as shipping centers, which, in many cases, are operated by third parties.Business (Item 1)

Partners and platforms

TJX-branded credit card issuing bank

depends on
We also offer TJX-branded credit cards in the U.S. through a bank, but do not own the customer receivables.Business (Item 1)

Other companies

Collective bargaining agreements (U.S. and Canada distribution network)

named as a risk
Additionally, many Associates in our distribution network in the United States and Canada are members of unions, and other Associates are members of works councils in Europe.Risk factors (Item 1A)

Also named by APG, BALL, CAG, CARR, HLT, HSY, IEX, KR and 10 more

Places

Canada

operates in · 589 stores
Winners, acquired by TJX in 1990, operates 316 stores and is the leading off-price family apparel and home fashions retailer in Canada.Business (Item 1)

Also named by AAP, AJG, ALL, AMRC, AOS, ARE, BBY, BF/B and 97 more

Europe

operates in · 673 stores
With 673 stores in Europe, TK Maxx operates in the U.K., Ireland, Germany, Poland, Austria, the Netherlands, and, starting in March 2026, Spain.Business (Item 1)

Also named by ADSK, AME, AMRC, ATR, BCSF, BKNG, BMI, BMY and 60 more

United States

operates in · 2,603 stores
Our TJ Maxx and Marshalls chains in the United States (“Marmaxx”) are collectively the largest off-price retailer in the United States with a total of 2,603 stores.Business (Item 1)

Also named by ABBV, ADP, AJG, AMGN, APA, AXGN, AXP, BALL and 139 more

Australia

operates in · 88 stores
The merchandise offering at TK Maxx in Australia's 88 stores is comparable to TJ Maxx.Business (Item 1)

Also named by AJG, ARWR, AXP, BF/B, BTU, CL, CSGP, CVX and 15 more

China

depends onnamed as a risk
For example, a significant amount of merchandise we offer for sale is made in China and accordingly, a revaluation of Chinese currency, or increased market flexibility in the exchange rate for that currency, increasing its value relative to the U.S. dollar or currencies in which our stores are located, could be significant.Risk factors (Item 1A)

Also named by A, AA, AAOI, AAP, AAPL, AB, ADI, AEHR and 261 more

India

depends onnamed as a risk
Many of the products sold in our stores are sourced in locations (particularly in China, India and southeastern Asia) other than the location in which they will be sold.Risk factors (Item 1A)

Also named by A, AAPL, ACN, AJG, AKAM, AMZN, AOS, AVGO and 54 more

Mexico

operates innamed as a risk
We also operate buying and other offices around the world and have made investments in certain geographies, including our entry into a joint venture in Mexico and our minority equity investment in the Middle East.Risk factors (Item 1A)

Also named by AAP, AME, AMRC, ANET, AOS, ARES, AYI, AZO and 83 more

Russia

named as a risk
For example, in connection with the conflict between Russia and Ukraine, we divested our minority ownership interest in an off-price retailer that operates stores in Russia and did not recover the full value of our investment.Risk factors (Item 1A)

Also named by ALSN, ATR, AVY, AXP, BKR, BSX, C, CDNA and 50 more

Middle East

operates innamed as a risk
We also operate buying and other offices around the world and have made investments in certain geographies, including our entry into a joint venture in Mexico and our minority equity investment in the Middle East.Risk factors (Item 1A)

Also named by BKR, CAG, CINF, CPB, CTAS, FLS, GAIN, J and 10 more

Red Sea

depends onnamed as a risk
–political, military or other disruptions in regions and/or countries from, to or through which merchandise is imported, including in Ukraine and Russia, the Middle East and the Red Sea and surrounding waterways.Risk factors (Item 1A)

Also named by BBY, DDS, DLTR, EQIX, PVH, SGI, SHW

Spain

operates innamed as a risk
We generally look for opportunities to continue to expand our operations globally, such as our announced expansion into Spain.Risk factors (Item 1A)

Also named by ASTS, DCI, FWONA, HROW

Southeast Asia

depends onnamed as a risk
Many of the products sold in our stores are sourced in locations (particularly in China, India and southeastern Asia) other than the location in which they will be sold.Risk factors (Item 1A)

Also named by BBY, DECK

Hazards

Organized retail crime

named as a risk
Loss may be caused by error or misconduct of Associates, customers, vendors or other third parties, including through organized retail crime and professional theft, and may be further impacted by macroeconomic factors, including the enforcement environment, as well as increased inventory levels in our stores.Risk factors (Item 1A)

Also named by HD, LOW, ULTA

Commodities and inputs

Canadian dollar

exposed to its price · approximately $132 million on our pre-tax income in fiscal 2026named as a risk
Our currency risk primarily relates to our activity in the Canadian dollar, British pound and Euro.Market risk (Item 7A)

Also named by ABBV, ADBE, AMG, AYI, BBY, BWXT, CBRE, CDRE and 67 more

Euro

exposed to its pricenamed as a risk
Our currency risk primarily relates to our activity in the Canadian dollar, British pound and Euro.Market risk (Item 7A)

Also named by ABBV, ABNB, ABT, ADBE, ADI, AME, AMG, AMGN and 186 more

British pound

exposed to its pricenamed as a risk
Our currency risk primarily relates to our activity in the Canadian dollar, British pound and Euro.Market risk (Item 7A)

Also named by ABBV, ADBE, AJG, AME, AMP, APA, BF/B, BRO and 39 more

Chinese yuan

exposed to its pricenamed as a risk
For example, a significant amount of merchandise we offer for sale is made in China and accordingly, a revaluation of Chinese currency, or increased market flexibility in the exchange rate for that currency, increasing its value relative to the U.S. dollar or currencies in which our stores are located, could be significant.Risk factors (Item 1A)

Also named by ABT, ASO, BEN, CHRW, CROX, CYRX, DORM, ESI and 13 more

Oil

exposed to its pricenamed as a risk
An increase in the price of oil increases our transportation costs for distribution, utility costs for our retail stores and costs to purchase our products from vendors.Risk factors (Item 1A)

Also named by AYI, BAX, BSM, GM, GRC, J, JBL, JEF and 6 more

Freight

exposed to its pricenamed as a risk
For example, in recent years, increased freight costs related to labor, equipment and capacity shortages involving freight hauling, increased interest rates and other factors, had an adverse impact on our margins.Risk factors (Item 1A)

Regulators

U.S. Food and Drug Administration

subject tonamed as a risk
Regulations and standards in this area, including federal laws and regulations enforced by the U.S. Consumer Product Safety Commission (such as the Consumer Product Safety Improvement Act of 2008) and the U.S. Food and Drug Administration (such as the U.S. Food Safety Modernization Act), state laws and regulations like California’s Proposition 65 and similar obligations in other countries in which we operate, impose restrictions and requirements on the merchandise we buy and sell.Risk factors (Item 1A)

Also named by A, ABBV, ABT, AMGN, ARE, ARWR, ATR, AXGN and 112 more

U.S. Consumer Product Safety Commission

subject tonamed as a risk
Regulations and standards in this area, including federal laws and regulations enforced by the U.S. Consumer Product Safety Commission (such as the Consumer Product Safety Improvement Act of 2008) and the U.S. Food and Drug Administration (such as the U.S. Food Safety Modernization Act), state laws and regulations like California’s Proposition 65 and similar obligations in other countries in which we operate, impose restrictions and requirements on the merchandise we buy and sell.Risk factors (Item 1A)

Also named by ASO, AXON, BBW, CHD, DORM, GNRC, HAS, KVUE and 8 more

Laws and programs

U.S. tariffs

subject tonamed as a risk
These tariffs and other potential trade disputes could pose a risk to our business that could affect our revenue and cost of sourcing our merchandise.Risk factors (Item 1A)

Also named by A, AAPL, ACHR, ADI, AEHR, AEP, AIOT, AKAM and 170 more

U.S. Foreign Corrupt Practices Act

subject tonamed as a risk
As with our current operations, risks are inherent in opening and developing operations in, or making investments in, new countries, including risks related to compliance with the U.S. Foreign Corrupt Practices Act and the U.K. Bribery Act.Risk factors (Item 1A)

Also named by A, ADBE, ADP, AIR, AJG, ALB, AME, AMZN and 112 more

International Emergency Economic Powers Act (IEEPA) tariffs

subject tonamed as a risk
The ruling may allow for recovery of IEEPA tariff amounts previously paid, although the timing and administration of any potential IEEPA tariff refunds is unknown and may be subject to further legal and regulatory developments.Risk factors (Item 1A)

Also named by AAOI, ANET, ARW, COHR, CSW, DECK, FIVE, IBP and 8 more

Uyghur Forced Labor Prevention Act

subject tonamed as a risk
–import/export, supply chain, social compliance, and trade restrictions and logistics, including resulting from changes to requirements or policies from the Uyghur Forced Labor Prevention Act, the Countering America’s Adversaries Through Sanctions Act and the continuation of widespread sanctions as a result of the ongoing Russia-Ukraine conflict;Risk factors (Item 1A)

Also named by AMRC, ANET, ASO, CROX, DDS, FND, FSLR, LULU and 7 more

California Proposition 65

subject tonamed as a risk
Regulations and standards in this area, including federal laws and regulations enforced by the U.S. Consumer Product Safety Commission (such as the Consumer Product Safety Improvement Act of 2008) and the U.S. Food and Drug Administration (such as the U.S. Food Safety Modernization Act), state laws and regulations like California’s Proposition 65 and similar obligations in other countries in which we operate, impose restrictions and requirements on the merchandise we buy and sell.Risk factors (Item 1A)

Also named by ARE, CELH, ECL, KDP, KO, LKQ, MKC, MNST and 3 more

Multiemployer pension plans

subject tonamed as a risk
We are subject to risks and potential material expenses associated with multiemployer plans, including from pension plan underfunding, benefit cuts, increased contribution or funding requirements, changes in plan terms, withdrawal liability, increased premium costs, conditions imposed under any governmental assistance programs or the insolvency of other participating employers or governmental insurance programs.Risk factors (Item 1A)

Also named by ECG, IBP, LYV, MDLZ, NYT, PWR, RSG, STRL and 3 more

Countering America’s Adversaries Through Sanctions Act

subject tonamed as a risk
–import/export, supply chain, social compliance, and trade restrictions and logistics, including resulting from changes to requirements or policies from the Uyghur Forced Labor Prevention Act, the Countering America’s Adversaries Through Sanctions Act and the continuation of widespread sanctions as a result of the ongoing Russia-Ukraine conflict;Risk factors (Item 1A)